What is a credit file |
|
| FAQ - ABOUT INTELLICHOICE |
|
A credit file is a record that contains all your credit-active information during the past five years. A Credit File contains your credit history including:
• Personal information • Credit applications and enquiries made during the past five years • Current credit account • Overdue accounts (defaults) including an indicator on whether the default amount has been paid • Bankruptcy information • Default judgments • Public record information |





Speak to a mortgage broker today to find out how we can help you with all your home loans, invoice finance, bad credit home loans and owner builder finance needs. Our mortgage brokers have access to over 800 mortgage loan products and 35 mortgage lenders.
Many people have differing financial dreams and financial planning can assist you in meeting those goals. Our financial planners aim to help grow your wealth through real estate and other investments in a safe and cost-effective manner.
Ultimately, what every investor is seeking is a strong return on their investment and you can be assured that any property in Australia that we recommend, have been selected on the basis that they offer you the best possible returns for your dollar.