How do I maintain my credit worthiness |
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| FAQ - ABOUT INTELLICHOICE |
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It is not hard to maintain a clean credit file. You can easily do this by following some of the basic processes mentioned below: • Paying bills on time. An overdue account is usually a debt that has been owed for a minimum of 60 days • Ensure you call your credit providers and alert them if there are any problems meeting your financial commitment • Review your credit file to ensure there are no errors recorded and also to discover any overdue account that has been forgotten about. An Update Form is available to request corrections • Monitor your credit file for any frauds incurred using your identity • Do not make too many applications for unsecured finance. Each one shows up on your credit report and multiple enquiries can be an issue for some lenders • Details on overdue accounts, even when paid, remain on file for five years from the date of listing, as part of your credit history |
| Last Updated ( Monday, 18 January 2010 17:30 ) |
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