What documents do I need to apply for a home loan |
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| FAQ - ABOUT HOME LOANS |
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Each state and lender is slightly different, but the following list is a guide on what you will need when applying for a home loan:
If you are a (PAYG) employee, you will need: • Bank Statements showing your saving history for the past 6 months (including term deposits) • Two most recent Pay slips or Group Certificates for the past 2 years • Originals (& copy) of 100 points ID Check » Passport with photo - (70 points) » Current Drivers License - (40 points) » Credit Card, Medicare Card, Utilities Bills in your name - (25 points) • Evidence of shares and other investments • Contract of sale/purchase for the property if available If you are self employed, you will also need: • Last two year's figures • Personal and Business Tax Returns Other circumstances - additional information: • Investment property - lease, rent appraisal or evidence of receipt of rental income • Re-financing - past 12 months statements for existing loan(s), copies of rate notices and insurance policy • Building - provide a copy of plan, specifications and builder's tender |
| Last Updated ( Monday, 12 April 2010 12:08 ) |
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