Small business loans

If you require business finance, speak with a mortgage broker at Intellichoice today and we will be able to assist you with a small business loan that suits your needs. There are different types of small business loans that you can apply for, depending upon your needs and circumstances.

Start-up Financing

If you need finance to start up your business, then you can take advantage of the start-up financing loan. This type of business loan can be used to buy tools, materials, and equipment needed to operate the business.

Business Growth Financing

This type of business loan is ideal for people who have already established their small businesses. This is for businesses that are growing at a regular pace and you need to buy equipment for a bigger and better production process, so as to answer the customer's needs.

Inventory Finance

Inventory finance or debtor finance ensures that your business has enough products to sell to customers. Inventory or stock finance can also be used to purchase materials necessary to provide a certain service to clients. This type of business finance can effectively manage your supplies to meet the demands of your target market.

Motor Vehicle Financing

If there were an immediate need for your business to transport goods and equipment, then you would need a motor vehicle loan to answer the business' transportation requirements.

Equipment and Plant Tools Financing

If your business requires big industrial equipment to be used in plants and production places, leasing is an option for business owners. Even though the ability to purchase equipment is usually reserved for large corporations, renting instead of buying the equipment proves to be the more feasible choice for smaller businesses. You can speak to an Intellichoice mortgage brokers about our innovative and flexible equipment rental service, which caters specifically to organisations in need of funding for commercial equipment.

Business Property Financing

Every business needs an area to conduct their commercial transactions at. There are a number of financial institutions that handle commercial finance. Most of them even offer high flexibility in terms of payment and loan period.

Trade Finance

The Australian government supports Australian businesses who wish to embark into import, export, or domestic trading. The trade financing loan process may require a little more documentation/paperwork than traditional small business loans, but it can certainly help boost your target market outside of Australia. We have access to trade finance products designed to financially assist you in your import/export activities to make the most of every opportunity.

If you would like more details on the various business loan products we have available, speak to the mortgage brokers at Intellichoice today on 1300 55 10 45 and we will be able to source a business finance solution that suits your needs.