Owner Builder Advice & Tips

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Beat the banks as an Owner Builder

Beat the banks as an Owner Builder

Do a Google search for “Finance for Owner Builder Projects” and you’ll quickly discover that this is a service that many banks and financial institutions don’t like to handle. In previous articles, we’ve discussed the reasons for this but the fact remains Owner Builder Loans can be difficult to get. To make...

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Save money owner building in Victoria

Save money owner building in Victoria

As with the other states, there are a series of requirements that need to be competed by anyone wanting to gain an owner builder licence in Victoria. These requirements are designed to make sure that owner builder projects are completed safely and to a high standard. In Victoria, Owner builders must: earn...

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Save thousands of dollars owner building in NSW

Save thousands of dollars owner building in NSW

One of the reasons it is great to have an expert broker like Intellichoice on your side is to help you navigate your way around the different legal requirements in different states. In NSW, a person who wants to undertake owner builder work valued at more than $12,000 needs to complete an...

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Don't just take our word for it - our clients are our best advertisement

Don't just take our word for it - our clients are our best advertisement

Here's a genuine resonse sheet from one of our customers - we were so proud of it we wanted to share it. Survey responses are as follows: Q1. Overall, how satisfied were you with my services? ExcellentQ2. On a scale of 1 to 5 (1 being very poor, 5 being exceptional), how would...

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Like to build your dream home and pay up to 30% less?

Like to build your dream home and pay up to 30% less?

“Is being an owner builder worth it?” It’s a question we get asked a lot and the best way I can answer it is to put it in the words of a customer named Eric who completed his home last week after a nine month construction phase. “Ever since I met my...

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Increase the valuation on your property by thousands

Increase the valuation on your property by thousands

One of the key pieces of information Banks and Financial Institutions use to assess loans is the End Market Value which, as the name suggests is the value of the property once the renovation or build is completed.

Owner Builder Advice & Tips

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Save thousands with an owner builder finance expert

Save thousands with an owner builder finance expert

Not everyone is as passionate about Owner Builder Loans as Jo King of Intellichoice, a Brisbane based company that specialises in obtaining finance for Owner Builders. According to Jo, the client projects that give her the most satisfaction are the ones who have already tried to get finance themselves. “I love it...

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Simple and easy owner builder loans

Simple and easy owner builder loans

We do things a little differently at Intellichoice and our system has helped many hundreds of Owner Builders successful finance their projects over the years. Step One: Our first client contact usually is usually a phone call or an email. At that point we get a little bit of an overview of the...

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How to get banks to clamour for your owner builder loan

How to get banks to clamour for your owner builder loan

The good news is that it is possible to get high LVR (Loan value ratio) loans for Owner Builder projects as long as you know how to present your information in a way that banks can work with. After more than 10 years working in Owner Builder finance, our loan...

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OWNER BUILDER SYSTEM

 

Owning your own home is a dream that is an important part of the Australian culture.

We are delighted to be able to introduce a home builder system which makes fulfilling that dream easier than ever before.

The home builder system is available in Qld, WA, Vic and SA, Tas and NSW and is the  definitive DIY management tool for all owner builders in Australia.

For more Australians, a home remains the ultimate dream. But in today's world of escalating real estate prices and rising interest rates, housing affordability is now at a critically low level right across Australia. However, it will get a lot easier with the introduction of the home building system. For approximately 20 percent of Australians, this system is the only way they have been able to enter the home-owning market. Building your own house can be a way of getting exactly the home you want at a cheaper price than you could by buying it outright.

The home building system project manages new home and major renovation construction from beginning to end with minimal stress and frustration. You don't need to have building experience to use the owner builder system and you could save up to 30% off the cost of even the cheapest fixed-price builder's quote – for exactly the same house! For major renovations, you can save up to 50%.


The home building system also offers other additional services including:

• Introductions and trade discounts at national suppliers

• Assistance with the location of trades

 • Full quantity take offs of materials by a Quantity Surveyor on the clients' plans

• Quality inspections of workmanship

• Discounted construction

• Public liability

• 7 days access to professional telephone support from a builder

• Staged costing summary and cash flow for the project

 

View the video on the right for a brief summary on how the owner builder system works and its benefits.

In addition to the owner builder system, our mortgage brokers can also assist with owner builder finance or a construction loan for your new home build or renovation.

We have tied up with one of the major mortgage lenders in Australia to offer owner builder finance, when used in conjunction with the owner builder system. Exclusively through Intellichoice, we can assist you with owner builder finance of 80% of the land and 100% of construction, instead of the usual 50% of hard costs that most mortgage lenders would insist on. The owner builder system essentially gives mortgage lenders the assurance that construction of the house will be completed in the event of default and repossession.

For more information about the owner builder system or owner builder finance, contact our mortgage brokers at 1300 55 10 45 and we will be more than happy to answer your questions.

 

Intellichoice Group

INTELLICHOICE MORTGAGE BROKERS

house_lockSpeak to a mortgage broker today to find out how we can help you with all your home loans, invoice finance, bad credit home loans and owner builder finance needs. Our mortgage brokers have access to over 800 mortgage loan products and 35 mortgage lenders.

INTELLICHOICE FINANCIAL PLANNING

hammockMany people have differing financial dreams and financial planning can assist you in meeting those goals. Our financial planners aim to help grow your wealth through real estate and other investments in a safe and cost-effective manner.

www.intellichoicefp.com.au

INTELLICHOICE PROPERTY

house_poolUltimately, what every investor is seeking is a strong return on their investment and you can be assured that any property in Australia that we recommend, have been selected on the basis that they offer you the best possible returns for your dollar.

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