• 0
  • 1
Read more

Owner Builder Loans

Mortgage lenders usually feel uneasy lending to owner builders, as it does not give them the comfort of a completed house. However, Intellichoice mortgage brokers are able to offer owner builder finance of up to 80% of the total market value of the completed house instead of the usual 50% of hard costs that most mortgage lenders would insist on. Speak to our mortgage broker to find out more about owner builder finance

Construction Loans

Our mortgage brokers have access to construction loans to help you with your major renovation project or to build your dream home. Our residential construction home loan is a flexible mortgage loan that is designed specifically for owner builders. Call 1300 55 10 45 today to speak to one of our mortgage brokers about construction loans and how we can help you with your owner builder or renovation project.

OWNER BUILDER SYSTEM

We are proud to introduce the home building system in QLD, WA, VIC, SA, TAS and NSW, which makes building the home of your dreams easy, hassle free and convenient. The owner builder system is the definitive DIY management tool for all owner builders in Australia.

For more Australians, a home remains the ultimate dream. But in today's world of escalating real estate prices and rising interest rates, housing affordability is now at a critically low level right across Australia. However, it will get a lot easier with the introduction of the home building system. For approximately 20 percent of Australians, this system is the only way they have been able to enter the home-owning market. Building your own house can be a way of getting exactly the home you want at a cheaper price than you could by buying it outright.

The home building system project manages new home and major renovation construction from beginning to end with minimal stress and frustration. You don't need to have building experience to use the owner builder system and you could save up to 30% off the cost of even the cheapest fixed-price builder's quote – for exactly the same house! For major renovations, you can save up to 50%.


The home building system also offers other additional services including:

• Introductions and trade discounts at national suppliers

• Assistance with the location of trades

 • Full quantity take offs of materials by a Quantity Surveyor on the clients' plans

• Quality inspections of workmanship

• Discounted construction

• Public liability

• 7 days access to professional telephone support from a builder

• Staged costing summary and cash flow for the project

 

View the video on the right for a brief summary on how the owner builder system works and its benefits.

In addition to the owner builder system, our mortgage brokers can also assist with owner builder finance or a construction loan for your new home build or renovation.

We have tied up with one of the major mortgage lenders in Australia to offer owner builder finance, when used in conjunction with the owner builder system. Exclusively through Intellichoice, we can assist you with owner builder finance of 80% of the land and 100% of construction, instead of the usual 50% of hard costs that most mortgage lenders would insist on. The owner builder system essentially gives mortgage lenders the assurance that construction of the house will be completed in the event of default and repossession.

For more information about the owner builder system or owner builder finance, contact our mortgage brokers at 1300 55 10 45 and we will be more than happy to answer your questions.

 

Intellichoice Group

INTELLICHOICE MORTGAGE BROKERS

house_lockSpeak to a mortgage broker today to find out how we can help you with all your home loans, invoice finance, bad credit home loans and owner builder finance needs. Our mortgage brokers have access to over 800 mortgage loan products and 35 mortgage lenders.

INTELLICHOICE FINANCIAL PLANNING

hammockMany people have differing financial dreams and financial planning can assist you in meeting those goals. Our financial planners aim to help grow your wealth through real estate and other investments in a safe and cost-effective manner.

www.intellichoicefp.com.au

INTELLICHOICE PROPERTY

house_poolUltimately, what every investor is seeking is a strong return on their investment and you can be assured that any property in Australia that we recommend, have been selected on the basis that they offer you the best possible returns for your dollar.

www.intellichoice.co.uk