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Bad Credit Car Loans Articles

Do you have a bad credit history and need a second chance car finance? In the event that you had the wind knocked out of your car purchasing experience due to financial issues in the past or just because you’re struggling to build your credit for the first time, you may be astonished that you have more options than you think.

Having no credit or bad credit is a major stumbling block to getting a car loan because you’re seen as a high-risk client who might default and leave the lender holding a bag of worms. It’s just a reality that until you raise your creditworthiness, you won’t fit the standard lending rules that traditional, big banks have to follow.

Fortunately for you, Intellichoice is here to get you the most perfect you can get! We can help you to achieve your dream of owning a new or secondhand car, fast.

Car Loans with Bad Credit Are You Qualified Intellichoice Finance
Car loans for people with bad credit, also simply known as bad credit car loans are second chance loans available for people with low credit score and those who have black marks on their credit report but can repay a loan. Credit history and reports play a big role in securing financing and mortgages in...
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Second Chance Finance Personal Car Loans Intellichoice Finance
Are you having a hard time applying for a car loan due to bad credit? A second chance finance car loan or bad credit car loan is the option for you. There are many reasons why you ended up with a bad credit. You may have lost a job a few years back, dealt with...
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How Soon Can You Apply for a Car Refinance with Bad Credit Intellichoice Finance
Are you having a hard time repaying your car loan, or would you simply want to trade or finance a new unit? You can simply refinance a car loan to be able to get a new car or to get a more favorable interest rate and feature for your loan. But what if you suffer...
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A car loan is your access to your dream car if you do not have enough cash to finance it. You can either save for a huge deposit to enjoy a low monthly payment. Bad credit car loans are also made available for people with bad credit who would want to finance a car purchase....
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5 Steps in Repairing Bad Credit for Guaranteed Bad Credit Car Loans Approval Intellichoice Finance
A bad credit file can haunt you for years and may make it hard for you to secure a mortgage or get a car financing. Although there are loans available for people with bad credit, a better credit score gives you access to better deals, interest rates and features when applying for a loan. The...
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How to Get Car Financing with A Low Credit Score in 2018
Can you get car financing even with bad credit and low credit score? Not all bad credit car loans are “bad”. You can still get a decent interest rate and a budget-friendly monthly even with a low credit score or a “scar” on your credit file. Here are some tips you can follow to be...
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Cheap Car Loans How Affordable Are They Intellichoice Finance
The interest rate is a significant factor of any type of loan. This establishes the amount you have to pay back versus the amount you want to borrow. Lower interest rates mean lower monthly payments. So your goal when looking for cheap car loans is to find the right lender that offers the lowest interest...
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How to Get a Competitive Rate for Your Car Loan Application Intellichoice Finance
When you are considering getting a car loan, you might as well get the lowest interest rate that works for you. Before filing your car loan application, consider comparing interest rates from lenders around your area. Competitive interest rate car loans are offered by traditional banks, local credit unions, and dealership finance (brokers and car...
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Buying a Car With Bad Credit and No Money Down Intellichoice Finance
Having a bad credit is bad news especially if you are trying to take out a car loan. Most banks would simply deny your application, even without explanation, the moment they see a negative mark on your credit file. Nonetheless, this doesn’t also mean you will have to settle for keeping your dream car at bay....
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Car Loan With Bad Credit How Fast Can You Get a Loan Approved Intellichoice Finance
Having a negative mark on your credit report can be bad news. But the good news is that there are several reputable lenders who are ready to offer you a second chance loan. For lenders to provide you a car loan with bad credit, you will need to provide “quality application” in order to get...
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