1300 55 10 45

Introductory or honeymoon rate home loans offer you a discount off the standard variable interest rate at the beginning of your home loan

The discount can be up to one percent off the standard variable rate and is usually for the first 6-12 months of the home loan.

After this period has expired, the interest rate will revert to the mortgage lender’s standard variable interest rate.

Franchise Funding

  • Offers a low interest rate usually for the first year of the home loan
  • The interest rate can be fixed or variable or capped
  • During the honeymoon period, the interest rate cannot go higher, but it may go lower if the mortgage lender’s standard variable interest rate falls
  • Repayments made at introductory rates can reduce the principal quickly, as there is less interest charged during the specified period.
  • An offset facility can usually be used in conjunction with an introductory home loan

1300 55 10 45 For More Information

Please use the home loan calculators available to check your borrowing capacity, loan repayment calculator or stamp duty fees. Alternatively, you can speak to one of the mortgage brokers at Intellichoice on 1300 55 10 45 for more information about our other home loan and mortgage loan products and whether an introductory home loan is suitable for your circumstances.

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Videos for Franchise Funding

You should seek pre approval before entering into a Franchise Funding arrangement. The reason is simple, building is a complex excerise requiring good co ordination and technical skills.

Articles for Franchise Funding

Lenders are aware of the complexity builders face, and the possibility of costs over runs. This comes primarily from in-experience with managing this type of project. Hence most lenders are not generous when it comes to lending at high LVR’s on a Franchise Funding.

Frequently asked questions

Why utilize or use a Franchise Funding expert?

How does Franchise Funding work?

In case you’re endorsed for an owner-builder loan, the loan specialist will discharge the assets to you as advance installments as opposed to in a singular amount as it would with a standard mortgage/ loan. As you finish each phase of development, a valuer will evaluate the work and after that approve the loan specialist to give next advance installment

How to maximize your chances of being approved?

It is safe to look for pre-approval before entering a Franchise Funding arrangement. Pre-approval will give you a thought of what your maximum loan will be, which can enable you to decide whether or not its the correct choice for you.

How much can I borrow?

How to apply for Franchise Funding?

What is Bad Credit?

When you’ve got a bad credit history you’re typically not qualified for a loan from a bank or traditional credit lender. However, there are loan options available. You’ll simply need to show that you can repay the loan by providing evidence of a regular income, whether that’s through employment or Centrelink. If you’re unemployed and require a loan.

How can I get approved for a loan if I have bad credit?

Fortunately, there are lenders out there who look beyond your credit file. These bad credit loan lenders will take into account income, equity and other things that will enable you to acquire an advance.

How do I get a Franchise Funding with bad credit?

Our mortgage broking is second to none. Don’t waste your time and money running around from bank to bank, sifting through ambiguous loan offers only to find they don’t work. Take advantage of our expertise and let us find the right loan or finance to suit YOUR needs.