Home loans make it possible to acquire a property without having to pay in cash. This type of loan can be utilized to buy a home, with the property acquired as the security or collateral of the loan. You can borrow a large sum of money, as the property is generally a lot more expensive compared to cars, boats and personal loans.
Loan amounts depend on your income, savings and financial commitments. You can either choose between a fixed rate loan or a variable mortgage. As the name implies, a fixed rate home loan gives you a fixed interest rate during the duration or repayment period of your loan. Variable loans, on the other hand, are dependent on the changes in interest rate prevailing in the real estate market. Intellichoice can assist you in deciding which type of loan suits you best.
Whether you need to renovate your home, plan for a holiday or wedding or need to consolidate your debts, a mortgage broker from Intellichoice can help you with a personal loan to make it happen.
A personal loan is essentially a lump sum of money that you borrow from a mortgage lender. Personal loans are generally meant for personal use only. That is, the money must be wholly or predominately for personal or domestic use. Personal loans cannot be taken out for business use, such as starting a business, stock for a business or to purchase a car for the business. If you do require a loan for your business or to purchase inventory, we have alternative business finance solutions to suit your needs.
Our wide range of personal loan and home loan products offer flexibility to help finance your personal needs, so whatever your requirements, speak to the mortgage brokers at Intellichoice on 1300 55 10 45 and let us help you find a personal loan to fit your needs.
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Valuable articles and resources for Home loans and Estimators for building, Surveyors for building or Designers for building, etc…
At Intellichoice Finance, we’ve been successfully providing finance solutions to satisfied clients for years. From home loans, bad credit loans… to owner builder loans… equipment and commercial finance – we’ve got it covered.