Wanting to manage your own build?

Owner Builder Loans are specially designed to fund construction of your home while you act as your own general contractor or Home building Project manager to complete some of the construction yourself or simply “Manage” the Trades and Professionals yourself. Saving money, controlling quality and greater control over your project are three major reasons why you might be interested in becoming an Owner Builder. Without a general contractor, there are no overhead fees and profit to pay. Brokers at Intellichoice Financial Services love Owner Builder Loans, and previous Intellichoice clients have told us they had to knock on a lot of doors that were quickly closed before finding us. Construction loans and particularly Owner builder loans can be tricky for lenders as often there are multiple stages which put them in the ‘too hard basket’. So how difficult is the process? You will need to build a construction budget, hire sub-contractors, price and purchase materials and oversee the construction phase. Sound like fun? We’ll help source the funding for your build using Owner Builder home loan solutions tailored to your needs. Our door is open. Click on our Online Form to have someone contact you about Owner Builder Loans, or Apply Online for speedier service. Keep watching Owner Builder Loans videos for more information…

Owner Builder Home Loan – The Scenarios Watch this video on YouTube   This video will provide some insight into why our CEO has always had a soft spot for Owner Builders, his ability to relate to the satisfaction of being an Owner Builder and why providing these Loans is important to him. Although this...
Owner Builder Home Loan – The Explainer Watch this video on YouTube This video explains the differences between loans put in place by banks or inexperienced brokers and the risks you are exposing yourself to by doing so. Risks can be mitigated by having a better understanding of some of the issues faced by past...
[featured-video-plus]   This video will provide some of the most commonly asked questions that Owner Builders ask about how the funds from an Owner Builder loan are accessed (drawn) during their individually tailored building stages. Understanding the difference between Owner Builder Stage Draws and Lines Of Credit supports healthy budgeting – financial control during the...
[featured-video-plus]   This video will provide insight into why specialist knowledge is needed for setting up and using Owner-Builder Loans. When choosing people to help with these types of projects it is absolutely critical that the broker or lender has an in-depth understanding of all the nuances of these loan types. Many things can change...
[featured-video-plus]   Owner Builder Lending Easier with Intellichoice This video will provide insight into how to prepare for Owner Building with the aim of making the build and loan management process significantly easier. Knowing up-front what is required supports the project to be fluid and consistent through to completion. A common mistake made by Owner...
Intellichoice Owner Builder Loan Stages
[featured-video-plus]   How Owner Builder Loan Works This video will provide some insight into how we like to set up loan ‘Draw-Down Stages’ for Owner Builder Loans. Intellichoice will endeavour to facilitate stages in a way that allows as much cashflow to remain with our clients during the home construction building process as possible; this...
Intellichoice Owner Builder Loan Stages
[featured-video-plus]   Owner Builder Loan Difference vs Traditional Home Loans Understanding why Intellichoice Owner Builder Loans differ from Traditional Loans ” and the body should read: “This video provides insight into how Owner Builder Loans are different from the Standard Residential Construction Loan that most people use for building a home with a registered builder....
Intellichoice Owner Builder Loan Stages
[featured-video-plus]   This video will provide insight into how you should consider the End Market value for an Owner Builder Home Loan when making an application for a mortgage with us. Many lenders use the ‘Net cost of Land and Materials’ approach when valuing (appraising if you are in the US) to determine the amount...