Everyone wants to own their dream house, but not everyone is lucky enough to be eligible for most loans due to negative finance history. That is why bad credit home loans attract many borrowers with bad credit scores.  Not all preconceived knowledge about these types of loans are accurate. The truth about bad credit home...Read More

The method of evaluating the value of a property is not always perfect. For those who do a self valuation on their properties, it is possible that you may not arrive with an accurate value. Common Mistakes in Self Home Valuation 1. Comparing With Properties for Sale in the Market In this situation, the value...Read More

Property valuation is the key to determine if the house you intend to sell or the home you intend to buy is indeed a good buy and within the current prices in the market. What is the Value of a Property? An estimate on the value of the property you are selling or buying is...Read More

There are different types of home loans. Distinct terms and conditions apply in particular mortgages making it different from one another. The process of applying and getting a mortgage approved also differs and depends on how will you use your property purchase. Will it be an investment or are you planning to make a home...Read More

Buying a home, through a loan in Australia has now become easier, even in the prime locations and cities of the continent. Cost of purchasing a home in main Australian cities such as Melbourne, Sydney, Brisbane, Canberra, and Perth have decreased since the beginning of 2019 up to March of this year. It is still...Read More

Do you own a house and would want to sell it but it happens to be under mortgage? Most houses in Australia, almost two-thirds of the population, own a home through a mortgage. After paying for your mortgage owned home for quite some time, you have finally decided to sell your property? Is this possible...Read More

Borrowing to avail a home is common in Australia. This is also possible for Australian citizens living and working abroad. However, the process is daunting compared to applying for regular home loans. To increase your chances of getting a home loan approved, even while living abroad, here are some tips you can follow for a...Read More

What happens when you miss a home loan repayment? Before you are faced with this situation, you should act fast even before or after missing a home loan repayment. If you feel like you won’t be able to fund your check or if you are honestly going to be late for loan repayment, fix the...Read More

Moving to your new home is exciting. Finally having a place you can call home is personally satisfying, it is an achievement. However, moving to a new home is not always easy. Depending on the things you own, and the furnishings you would want to include in your new home, you may have to pack...Read More

Getting a home loan approved and repaying for one is a tough feat, even to those with good credit standing. Easier repayment scheme begins with getting a low mortgage rate approved on your application. Here are some tips you can follow to reduce your home loan rates and get the best deals possible for your...Read More

Applying for a refinance home loan is a good step to improve your finances. However, there are a few things to consider to fully maximize the advantages of a home loan refinancing. Getting a good grasp on how your home loan works make it easier for you to weigh if merging your personal loans into...Read More

Beginning a new year in a new home would be a great gift for yourself and your family. However, buying a new home is not a walk in the park even if you have the resources to do so. Buying a home involves a process, and the process may take longer if you require home...Read More

Are you planning to buy your first home? Are you really ready to take the plunge? There are several considerations to keep in mind before securing your very first home. Your budget, the location, the neighborhood, the loan term, and many other factors help you decide if it is indeed time for you to buy...Read More

Are you looking into investing in property through a home loan? There are several factors to consider when investing in a property, even more, when you are financing this purchase via a home loan. An investment property is an ideal venture you could explore when aiming to put your money into something that grows and...Read More

How much Stamp Duty do you need to pay for this 2019? A Stamp duty calculator can help you determine how much you’ll need to prepare, on top of your home loan deposit. Continue to read this post to learn more. It’s a given fact that people who understand the meaning of ‘tax’ also know...Read More

Are you planning on applying for a home loan? You might want to use a mortgage calculator to understand if you can afford to repay a home loan once approved. This article helps you understand more about mortgages and repaying one. “Money makes the world go round”, that’s what most people say. Everybody needs money....Read More

Intellichoice is a loan and credit management company that is committed to serve Australians. It has been established to assist people with bad credit record, help them get loan approval, and support them on its maintenance. All around Australia, we have built a strong network to loan financiers that are ready to release funds to...Read More

Giving favor to borrowers who have bad credit history is not really a bad thing. Most of us people undergo financial difficulties at some point of our lives. It is important for each of us to consider the situations on a case to case basis. All of us commit mistakes on our financial decision sometimes....Read More

Have you been rejected for a home loan? Do you have a poor credit history? You don’t need to worry now because Intellichoice is here to help you! According to Veda, a credit rating agency, there are over 600,000 Aussies having “high to extreme risk” of credit default. Many of these clients experienced loan rejections...Read More

A LVR calculator, also known as the Loan to Value Ratio Calculator. It is the amount of your loan compared to the value of your property. To give you a better picture, a $300,000 property with a deposit of $75,000 has a Loan to Value ratio of 75% LVR = [(300,000-75,000)] ÷ 300,000 x 100...Read More