By

Darin Hindmarsh
Intellichoice-Trade-Finance
Trade finance simply fills the gap that is often left between payments for imports and actual receipt of funds through the sale of the stock. In really simple terms Trade Finance is when an exporter requires an importer to pay for goods that are shipped to them.
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Owner Builder Project
Say what you like about Banks and Bank Managers, there is one simple and inescapable fact. They are in business to make money. As a result, they assess loans on the basis of profit and risk. Banks and other financial institutions have 50 years experience worth with Owner Builders and over that time they have...
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What is the Situation with Owner Builders in Queensland
In all states and territories within Australia except Queensland, you can get “Builders Warranty Insurance”. This is insurance that “is acquired by the builder and issued to the homeowner to protect them against loss due to non-completion, defects and breach of statutory warranties by the builder. It is legally required and is only triggered if...
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cost savings so significant when you Owner Build
In its simplest definition, an Owner Builder assumes responsibility for the construction or renovation of a home. “Not so hard,” I hear you say? In reality what it means is that you are in charge of every single thing to do with that house. Every nail, every windowsill and every person you need to get...
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Owner Builder Loans as Jo King of Intellichoice
Not everyone is as passionate about Owner Builder Loans as Joanne King of Intellichoice, a Brisbane based company that specialises in obtaining finance for Owner Builders. According to Jo, the client projects that give her the most satisfaction are the ones who have already tried to get finance themselves. “I love it when clients come...
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Why Should I Use Intellichoice
When you become an Owner Builder, you take on the responsibility of managing all the elements of your project. You are in charge of everything, from tradesmen to insurance to materials and everything in between. It also means you are in charge of the financial aspect of the project. Unless you are a specialist in...
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Top Tips for Successfully Owner Building a Project
At Intellichoice, we’ve been helping Owner Builders turn their dream houses into a reality for more than ten years. We’ve seen lots of people embark on the Owner Builder adventure and we’ve learned (sometimes the hard way) the most common mistakes that can trip people up and how to avoid them. Here’s our Top Six...
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How Does the Process Work at Intellichoice
We do things a little differently at Intellichoice and our system has helped many hundreds of Owner Builders successful finance their projects over the years. Step One Our first client contact usually is usually a phone call or an email. At that point we get a little bit of an overview of the type of...
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Owner Builder Projects
One of the key pieces of information Banks and Financial Institutions use to assess loans is the End Market Value which, as the name suggests is the value of the property once the renovation or build is completed. When valuing a standard construction home loan contract – the sums are easy. Add the value of...
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Insurance for Owner Builders
One of the most important things to consider about becoming an Owner Builder, even before you establish how and from who you are going to get Owner Builder finance, are the legal implications that come along with that decision. The legislation for owner builders change regularly so it is important to ensure you make sure...
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