Other Home Loans

Avail of our other loans

There are many types of home loans available for you. With the right choice, you can purchase your Aussie home with the best rates available for your financial situation

Home loans are available in various types. Finding the one that suits your needs and your budget makes the journey of acquiring your dream home an awesome experience. Let Intellichoice help you acquire your dream homes fast. Get a quote today.

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Interested in getting a loan? Fast online quotes available here!

Choose from our list of other home loans

basic variable loan - intellichoice

Basic variable home loans only cover the basic home loan features without the bells and whistles. However, it does offer lower interest rates than a standard variable home loan.

standard variable loan - intellichoice

One of the most popular Australian home loans in the market, the interest rate in a standard variable home loan can vary throughout the term of the loan, as it depends on the…

fixed home loan - intellichoice

Do you want a tax effective way to acquire the latest business equipment? At Intellichoice, we can help you get the assets your need and still preserve…

1 year fixed rate home loan intellichoice

Do you want to transfer your interest rate to variable from fixed? It’s a great time to secure a low rate on a fixed rate home loan because…

3 Year Fixed Rate Home Loan

The 3 year fixed rates vary a lot between the major four banks. Different from variable rates, the banks change fixed rates on a nearly…

5 Year Fixed Rate Home Loan

Unfortunately, you can’t simply browse the internet to find the lowest fixed rate prices. This is because the best rates have to be negotiated…

10 Year Fixed Rate Home Loan

You can’t find best-fixed rate with a quick Google search because most banks change their rates on a weekly or fortnightly basis. Because…

15 Year Fixed Rate Home Loan

There are pros and cons of fixing your loan for such a long-term and you need to work out if it is the right choice for you. Many people chose…

90% Home Loan

There is already equity in the property right from the start and so lenders are more relaxed with the terms of this loan. You will still…

95% Home Loan

95% Home Loan Australian lenders no longer offer no deposit home loans but some lenders still offer loans for 95% of the purchase price…

An expert can help you simplify the process!

Do you want a tax effective way to acquire the latest business equipment? At Intellichoice, we can help you get the assets your need and still preserve your working capital.

All lenders are not equal!

There are pros and cons of fixing your loan for such a long term and you need to work out if it is the right choice for you.

Frequently asked questions

What are home loans?

Generally speaking, home loans are specifically designed for individuals who are looking at getting their own house or property.It is the most popular way towards home ownership in Australia. Home loans are typically long-term loans that last for 20 to 30 years. In most cases, it allows the home buyers to only shell out 20% for deposit and the loan is secured with the house. Mortgage repayments are done monthly or fortnightly.

What is the cheapest home loan rate in Australia?

Is dependant on many factors at time of application as many lenders have specials and discounts on given months. Quoting tools only provide limited information and is where brokers come into their own in providing solutions.

Why is it so hard to get a home loan in Australia?

Over the past years, getting a home loan in Australia has become stricter due to several reasons. This includes the increased paperwork for most home loan applications, the government’s heightened cracking down of investment loans, and the continued discouragement on high-risk loans.

How long will interest rates stay low in Australia?

Finance reports indicated that interest rates in Australia will remain unchanged for three years. There are other reports, which forecasted the interest rate in the country to remain fixed at least until 2022.

Where to apply for home loans?

Working with a professional broker with an extensive network of lenders is the best option for you if you want peace of mind.
However, you can also go directly to lenders and apply for your preferred home loan, but it has its inherent advantages and disadvantages--your options are limited, thus, you are unlikely to get the best deal at reasonable rates.

Why should I be working with a home loan expert?

If you want to have more options, in as much as interest rates are concerned, working with a home loan broker can be very helpful.
Instead of just getting one interest rate to choose from, if you decide to work with a home loan expert, you can get several options from different lenders--giving you the opportunity to choose which loan product best fits your needs.

About Us

Here at Intellichoice, we do the legwork. Our highly qualified team will provide expert guidance and hassle-free competitive mortgage options. With our ever-growing, extensive list of lenders, we can find the right products under the right conditions. Our cutting-edge systems and highly qualified team will identify the finance that works for YOU. We’ll then provide you with options in a clear and simple manner. Enjoy spending your time finding the right property, car or equipment… and let US do the finance finding.