Fixed Home Loan

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Fixed Home Loan

Fixed Home Loans allow you to lock in a particular interest rate on your principal for a pre-agreed period of time. Doing such allows you to allocate a certain amount for the duration of your fixed loan term. It is advisable to get a fixed rate loan when the interest rate in the market is low and about to grow in the coming years. Confused if it is the perfect time to get a fixed loan, get advice from an Intellichoice home loan broker today.

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Do you want to fix your interest rate?

Enjoy the security of a fixed interest rate home loan, where the rate will not change during the fixed rate period and your repayments will remain the same. Home loans offer a range of fixed interest rate home loan options and the ability to split your loan: part fixed, part variable. However fixed rates are generally higher than variable rates and you’ll find it harder to switch home loans, as some providers charge an exit fee if you try to refinance during the fixed rate period. You’ll also lose out on some flexible features including a 100% offset account, but the good thing is these days many fixed rate loans come with an extra repayments facility. Do you want to transfer your interest rate to a variable from fixed? It’s a great time to secure a low rate on a fixed rate home loan because interest rates are at a notable low. You can have many benefits from fixing your lower interest rate. A fixed rate gives you repayment stability and simplifies your loan. Which Lenders have the lowest Fixed Rates? If you are ready to change to a fixed rate, getting the best rate for you depends on finding the right lender with competitive pricing and the most suitable fixed rate loan features. Many banks will give you great discounts if you chose to change to a fixed rate home loan. This can save you thousands! You can take advantage of low-interest rates today by calling us on 1300 55 10 45 or enquiring online. We’ll help you to find the most competitive pricing.

Featured Videos

Should you fix for 1 year or more?

Deciding how long to fix your interest rate is a hard decision. A lot of people are worried about committing longer than a year. If rates go down significantly in the future…

What reasons are there for fixing for longer?

You may not know that fixing for 3 or 5 years can save you a lot on interest! The pricing is more economical for longer fixed terms because you can get a better interest rate if you fix for longer.

Frequently asked questions

Our team of experts spends the time to find out about you and your circumstances?

Our team of experts spends the time to find out about you and your circumstances?

Our team of experts spends the time to find out about you and your circumstances?

Our team of experts spends the time to find out about you and your circumstances?

Our team of experts spends the time to find out about you and your circumstances?

Our team of experts spends the time to find out about you and your circumstances?

Our team of experts spends the time to find out about you and your circumstances?

Our team of experts spends the time to find out about you and your circumstances?

About Us

Here at Intellichoice, we do the legwork. Our highly qualified team will provide expert guidance and hassle-free competitive mortgage options. With our ever-growing, extensive list of lenders, we can find the right products under the right conditions. Our cutting-edge systems and highly qualified team will identify the finance that works for YOU. We’ll then provide you with options in a clear and simple manner. Enjoy spending your time finding the right property, car or equipment… and let US do the finance finding.

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