Tag

Bad Credit

If you feel that an entry has been made against your file incorrectly or unjustly, there are organisations that specialise in removing defaults from people’s credit files.

Can I buy a car with defaults on my credit file - intellichoice
I have defaulted on my credit file …….will I be able to purchase a car???? There are financiers who provide bad credit car loans and specialists who can source them on your behalf; however, your eligibility will be determined by the nature and the severity of the credit impairment.   Keep in mind that a car loan is securitised...
Read More
Unjust Bad Credit File - Intellichoice
Having an unblemished credit file can be the difference between having to get a bad credit home loan with higher interest rates and fees and getting a loan with lower interest rates and fees through a mainstream lender. Latham Moore & Associates are a consulting firm who specialise in commercial and consumer credit reporting.They requested 58 of...
Read More
Tips for Maintaining your Credit File - Intellichoice
Hints And Tips – Maintaining your Credit File There are times when a course of action can have both a beneficial and an adverse outcome. Knowing the consequence of taking or not taking a particular course of action, will permit you to determine which the right choice is for you. Listed below are some of...
Read More
What Can I do about unpaid defaults on my credit file - Intellichoice
What Can I Do About Unpaid Defaults On My Credit File Just about everyone experiences financial hardship at some point in their lives. It can occur for a myriad of reasons, loss of employment, a serious medical condition which prevents them from working, relationship breakdowns where you may believe your ex-partner is making repayments when...
Read More
bad credit
I Have A Bad Credit……..Can I Still Get A Loan? Non-conforming lenders, also known as specialised or sub-prime lenders exist to provide bad credit loans to those people who do not fit with the traditional bank lending criteria. Typically their credit file will have a default, judgment, clear out, Part 9 or Part 10 or bankruptcy listing...
Read More