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Business Lending

why trade finance
Why Trade Finance? an Empirical Business Solution Import/Export or ‘Trade Finance” finance in Australia has export to balance figure of $11,607 million as compared to export loan balance of $6,042, according to most recent banking market research by East & Partners. Australia is the 21st largest importer in the world, in 2016 $181B was imported...
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inventory finance
Best Inventory Loans for Your Business 2019 Are you a small business owner in need of financing? Are you fed up with stuck-up Australian banks that make you go through hoops to get it? Then it is time to go all in with Inventory Loans. Considering the small business division utilizes almost a large portion...
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Understanding How Intellichoice Approaches Trade Finance for their Clients Watch this video to gain an understanding of how Trade Finance is used when companies are looking to import goods or finished products into Australia. Accessing Trade Finance can facilitate rapid growth because through Trade Finance, the company is not limited to the traditional “Bricks &...
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equipment financing
Equipment Financing Means Flexible Solutions for Unique Business Needs Financial circumstances are challenging numerous businesses today, and the current economic environment poses even greater difficulties for entrepreneurial startups and small businesses that are struggling to get established, grow or just stay in business. The characteristic innovation, agility and hard work of these businesses are precisely what the Australian economy needs to get move once more; however, their nature of being newer, less capitalized or less established creates a catch-22 that impedes their ability to secure the credit they need. That’s why it has never been more important for startups and small businesses to understand their alternatives for financing the equipment work and develop their businesses. Acquiring equipment through leasing and other financing techniques is more adaptable and adjustable to meet unique business needs than most funding alternatives. This makes equipment finance a perfect fit for startups and small businesses, both of which may experience difficulty getting traditional bank loans. With equipment finance, there’s no going through the same hoops as with commercial and industrial loans. For instance, normally most lenders want to see two years of financials, which startups, by definition, don’t have. Equipment finance is a $1 million industry in Australia, and it is anything but difficult to discover industry participants who customize their service offerings by end user industry, equipment type, ticket size or end-user business size. There are equipment finance companies that offer special programs for startups, and companies that specialize in services for small and mid-size companies The important thing to remember is that equipment finance companies offer flexible options that help equip a wide range of businesses for success. This is a particularly good time to finance equipment because there is such a great amount of liquidity in the marketplace. There are numerous funding sources—leasing companies and banks—that are looking to lend because they have the cash available to deploy. So, a highly competitive marketplace makes this a favorable time for end users to finance productive equipment.
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what is inventory finance
What is Inventory Finance It is designed to pay your supplier directly on your behalf allowing you to meet your financial obligations while keeping your shelves supplied and your business’s reputation intact. It provides businesses with the finance for purchases of inventory for manufacturing or resale for your customers. It is a good way to...
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equipment finance
Types of Equipment Finance Options a.) Chattel Mortgage: This equipment finance option is nearest to a standard property mortgage because of its structure. The equipment will be owned by the business but will be used as the primary security against the loan. After the lender makes the payment to the supplier, you may be able...
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loan types available with asset finance
What Are The Loan Types Available with Asset Finance in Australia a.) Novated lease -This is a type of lease where you can include a vehicle in your salary package, the lender owns the asset and you and your employer sign an agreement to share the responsibilities for the loan. b.) Chattel mortgage -A Chattel...
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What is Asset Finance?
What is Asset Finance? Asset finance is a type of lending that gives you access to business assets such as equipment, machinery, and vehicles or enables you to release cash from the value of assets you already own. It allows you to buy the equipment that you have to conduct your business. These loans are...
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Pros and Cons of Inventory Finance - intellichoice
Obtaining inventory finance can be a great way to keep the work in progress running especially for small or new businesses that do not have a credit history or have had some trouble with their credits in the past. It does not only help the business in keeping a backup inventory but it also provides...
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Inventory Finance The Basics - intellichoice
The concept of inventory financing is based on the simple principle of improving your business ability to pay the suppliers .for the smooth generation of inventory. Since most of the work done by the firm is on a credit basis, you have little time in which you receive payments for your sales and pass it...
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Find the right Trade Finance - intellichoice
Find the Right Trade Finance Our import finance and trade finance services offer you the complete package to help you develop your business profitably and with confidence, giving you more freedom to trade and take advantage of any opportunities that arise. Import finance or trade finance bridges the gap between payment for imports and receipt...
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Invest in Australian Property - Intellichoice
Invest in Australian Property Now is your chance to invest in Australian property! There are a lot of different places you can invest your money – business, stocks and real estate. But not all options are low risk or even profitable investments. Why choose Australian property? More and more overseas investors are looking towards Australian...
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