Sound personal finance can make your adult life a less stressful one. Financial freedom can sometimes be difficult to achieve but, is possible. Understanding your finances is the first step in determining how to improve your current financial situation. An income calculator can also help you determine how much you are really making, and how […]
How much Stamp Duty do you need to pay for this 2019? A Stamp duty calculator can help you determine how much you’ll need to prepare, on top of your home loan deposit. Continue to read this post to learn more. It’s a given fact that people who understand the meaning of ‘tax’ also know […]
A Loan Mortgage Insurance is an amount that is added on top of your home loan deposit and is required for most home buyers who availed a home loan with less than 20% deposit. If there’s a Mortgage Calculator for Borrowers, there’s also what you call a Lenders Mortgage Insurance Calculator for the Lenders. Both […]
Some people fail in getting a loan approval because of many different reasons. These vary depending on the person’s attitude towards the issue. One of these is that they do not know how to handle their credit file and their finances. Oftentimes, they don’t really give proper attention to their financial situation. They also don’t […]
If you want to learn the reasons why lenders deny your loan application, you must seek professional help now and change the circumstance. Monitoring and controlling your credit file are very important that is why it will be very useful to consult experts about it. They are the ones equipped with effective loan strategies that […]
It is important to seek advice from loan experts regarding your credit management and finances. It is necessary to ask questions about its different aspects so that you can strategize and plan. Managing your credit is not a simple task; you must equip yourself with enough knowledge and understanding. You must do the work yourself […]
If you are thinking of growing your business but you don’t have enough financial capital for the equipment, try applying for our asset finance. Intellichoice offers asset finance here in Sydney that is unique and very reliable. For more than two decades, our clients have never failed to improve their business. Of course, there were […]
Intellichoice is recognized in Australia as a leading loan management company. Through our cutting-edge approaches on lending and finance, we have helped thousands of Aussies get mortgage approvals without compromising their preference. Our system of assessment is proven to be very helpful. For two decades we enabled many individuals to achieve their business goals. We […]
A LVR calculator, also known as the Loan to Value Ratio Calculator. It is the amount of your loan compared to the value of your property. To give you a better picture, a $300,000 property with a deposit of $75,000 has a Loan to Value ratio of 75% LVR = [(300,000-75,000)] ÷ 300,000 x 100 […]
A construction loan is your go-to option when you want to build your dream home in Australia. A regular mortgage is used to purchase an existing property. Construction loans are also used to finance major renovations on an existing home or an incomplete construction that requires a little, or a lot of work before you […]
A compound interest calculator computes the interest that your savings or investment has earned using the compounding interest. In order to understand the compounding interest calculator, we first have to understand what is Compound interest? Compound Interest and How It’s Calculated You must have heard of the term compound interest all the time however confused […]
How to Apply for a Bad Credit Equipment Finance Are you looking for equipment financing to help grow your business but worried because you have bad credit? If you have bad credit, the process of getting an equipment loan gets a little bit more difficult. Thankfully, many loan companies provide bad credit equipment finance in […]
Intellichoice Provides Examples of the Most Commonly Asked Questions Regarding Funds from an Owner builder Loan This video will provide some of the most commonly asked questions that Owner Builders ask about how the funds from an Owner Builder loan are accessed (drawn) during their individually tailored building stages. Understanding the difference between Owner Builder […]
Darin from Intellichoice talks of the process for Owner-Builder Loans-and why a specialist is needed This video will provide insight into why specialist knowledge is needed for setting up and using Owner-Builder Loans. When choosing people to help with these types of projects it is absolutely critical that the broker or lender has an in-depth […]
Say what you like about Banks and Bank Managers, there is one simple and inescapable fact. They are in business to make money. As a result, they assess loans on the basis of profit and risk. Banks and other financial institutions have 50 years experience worth with Owner Builders and over that time they have […]
Why Should I Use Intellichoice? When you become an Owner Builder, you take on the responsibility of managing all the elements of your project. You are in charge of everything, from tradesmen to insurance to materials and everything in between. It also means you are in charge of the financial aspect of the project. Unless […]
How Does the Process Work at Intellichoice? We do things a little differently at Intellichoice and our system has helped many hundreds of Owner Builders successful finance their projects over the years. Step One Our first client contact usually is usually a phone call or an email. At that point, we get a little bit […]
Building loans are different from normal home loans because they are usually used to finance a construction or building project of some sort. The lender usually values the project based on how much it will be worth once all construction is complete. There is a perceived added risk in the process of building loans as […]
Are building loans the right choice for you? Although it isn’t the right choice for everyone, building a new home or renovating an existing home using a building loan can mean that you end up with exactly the home you want. No longer do you have to compromise and put up with the end results […]
Why use Broker Specialist? The main advantage of using Broker Specialist is that they have significant experience and expertise in their particular field so they understand the unique risk that your industry faces. As the business owner, this means you’ll get all the cover you need, but you also won’t be over insured and spending […]
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