Owner Builder Loans Australia Your home may be one of the most important purchases you will ever make. It is a big decision and one that may have a long-term impact on your financial strategy. The challenge for an owner builder is to demonstrate to the lender the “intrinsic” value you bring to your project. ...Read More

I have defaulted on my credit file …….will I be able to purchase a car???? There are financiers who provide bad credit car loans and specialists who can source them on your behalf; however, your eligibility will be determined by the nature and the severity of the credit impairment.   Keep in mind that a car loan is securitized...Read More

How SMSF can work in the current climate Self Managed Superannuation funds are a hot topic of conversation at the moment. Some people are concerned about their super not working for them and are just not sure what to do. Not having control of your finances can be unsettling, especially as super is on the...Read More

Lending for Self Managed Super Funds When people start to turn their attention to their retirement planning and how they are going to fund the sort of retirement lifestyle they are hoping to achieve sooner or later they start to focus on their superannuation and very often, they start to look into lending for SMSF...Read More

Thinking about becoming an owner builder? There is something satisfying about completing your home as an owner builder, kicking back on the DIY balcony, beer in hand and admiring the view. Along the way, you may have also saved yourself some money and picked up some handy skills. But the fact is – being an...Read More

The affordable option The great Australian dream of owning a home now extends to those who want to build or renovate the home of their dreams. And it is affordable. Industry figures show that for renovating and extensions alone, the daily spend around the country exceeds $12 million. That means we are spending about $500,000...Read More

Have you ever dreamt of building your own house or renovating the existing one? Building a new home can be like a dream come true for many people but it is very costly and you may not be able to cover all the expenses without giving up on most of your savings.   No matter at...Read More

Owner Builder Renovations George and Mary Ansett were looking to do a major renovation of their existing Colonial workers cottage. They needed more space and so developed plans to raise the house and build in underneath. They started off the project drawing down on the equity they had built up in their loan over the...Read More

The Tale of an Unprepared Owner Builder Like many couples, Mr & Mrs. Ascott wanted to build their dream home. They weren’t extremely wealthy but they had a bit of cash they could redraw from their loan. They had bought their home 10 years ago and it had appreciated in value significantly. Given the economic...Read More

Not everyone is as passionate about Owner Builder Loans as Intellichoice, a Brisbane based company that specialises in obtaining finance for Owner Builders throughout Australia. According to our CEO, the client projects that give him the most satisfaction are the ones who have already tried to get finance themselves. “I love it when clients come to...Read More

Invest in Australian Property Now is your chance to invest in Australian property! There are a lot of different places you can invest your money – business, stocks and real estate. But not all options are low risk or even profitable investments. Why choose Australian property? More and more overseas investors are looking towards Australian...Read More

I have a paid electricity default on my credit file……will I be able to get a home loan with a mainstream lender? When we talk about blemished credit files, it is common to assume that some type of financial hardship has been experienced and that it will be necessary to explore a bad credit home loan....Read More

Unjust Bad Credit File | Bad Credit Home Loans Having an unblemished credit file can be the difference between having to get a bad credit home loan with higher interest rates and fees and getting a loan with lower interest rates and fees through a mainstream lender. Latham Moore & Associates are a consulting firm who specialises...Read More

Do I need Good Credit to get a Home Loan Your credit score plays a big role in securing personal loans. These loans include home loans, car loans, emergency loans and other loans to be consumed for personal use. There are many advantages when applying for a loan with a good credit score. You get...Read More

Hints And Tips – Maintaining your Credit File There are times when a course of action can have both a beneficial and adverse outcome. Knowing the consequence of taking or not taking a particular course of action, will permit you to determine which the right choice is for you. Listed below are some of those...Read More

What Can I Do About Unpaid Defaults On My Credit File Just about everyone experiences financial hardship at some point in their lives. It can occur for a myriad of reasons, loss of employment, a serious medical condition which prevents them from working, relationship breakdowns where you may believe your ex-partner is making repayments when...Read More

I Have A Bad Credit……..Can I Still Get A Loan? Non-conforming lenders, also known as specialised or sub-prime lenders exist to provide bad credit loans to those people who do not fit with the traditional bank lending criteria. Typically their credit file will have a default, judgment, clear out, Part 9 or Part 10 or bankruptcy listing...Read More