General

If you want to learn the reasons why lenders deny your loan application, you must seek professional help now and change the circumstance. Monitoring and controlling your credit file are very important that is why it will be very useful to consult experts about it. They are the ones equipped with effective loan strategies that...Read More

It is important to seek advice from loan experts regarding your credit management and finances. It is necessary to ask questions about its different aspects so that you can strategize and plan. Managing your credit is not a simple task; you must equip yourself with enough knowledge and understanding. You must do the work yourself...Read More

Intellichoice is a loan and credit management company that is committed to serve Australians. It has been established to assist people with bad credit record, help them get loan approval, and support them on its maintenance. All around Australia, we have built a strong network to loan financiers that are ready to release funds to...Read More

Giving favor to borrowers who have bad credit history is not really a bad thing. Most of us people undergo financial difficulties at some point of our lives. It is important for each of us to consider the situations on a case to case basis. All of us commit mistakes on our financial decision sometimes....Read More

Have you been rejected for a home loan? Do you have a poor credit history? You don’t need to worry now because Intellichoice is here to help you! According to Veda, a credit rating agency, there are over 600,000 Aussies having “high to extreme risk” of credit default. Many of these clients experienced loan rejections...Read More

High-risk borrowers have now nothing to worry about in getting a loan here in Australia. High-risk borrowers mean lending customers that are having negative credit score on their record. There are many of them living across the continent. And sad to say, some have become hopeless. But things have changed for them. For as long...Read More

Applying a car loan with a bad credit record is usually impossible for the lenders to approve. Typically, lending companies measure the risks they put into a client. In most cases you must have a stable job and source of income to ensure that you are able to pay your car finance consistently. This would...Read More

If you want to save energy, time, and money in looking for the right car loans in Brisbane, Intellichoice is the one for you. We are the right lending company in Australia that could help you fix your bad credit record. Intellichoice has the best range of loan experts that have the ability and right...Read More

If you are thinking of growing your business but you don’t have enough financial capital for the equipment, try applying for our asset finance. Intellichoice offers asset finance here in Sydney that is unique and very reliable. For more than two decades, our clients have never failed to improve their business. Of course, there were...Read More

Intellichoice is recognized in Australia as a leading loan management company. Through our cutting-edge approaches on lending and finance, we have helped thousands of Aussies get mortgage approvals without compromising their preference. Our system of assessment is proven to be very helpful. For two decades we enabled many individuals to achieve their business goals. We...Read More

Being a small business in Melbourne is tough. You have so many competitors running like sharks on the ocean of quantum profitability. Besides, there are also many possible causes for its early decay lurking somewhere beneath the water. Unless you prevent these causes, you can never eliminate problems and headaches along the way.  However, if...Read More

If you don’t have an emergency fund, you will most likely turn to emergency cash loans. These types of loans are available in many types but the fastest emergency cash loan there is are those that are offered online. Application takes a few minutes and you can expect to receive a loan offer within a...Read More

A bad credit file can haunt you for years and may make it hard for you to secure a mortgage or get a car financing. Although there are loans available for people with bad credit, a better credit score gives you access to better deals, interest rates and features when applying for a loan. The...Read More

Managing personal finances can be difficult with the increasing prices of commodities to worry about and your constant source of income. Creating a balance among your daily expenses, utilities and other aspects of your life can be quite challenging. For most people, a financial difficulty can be easily resolved by resorting to short-term personal loans....Read More

The Comprehensive Credit Reporting is a mandate implemented by the Australian government to organizations involved in credit reporting. The mandate requires these organizations to have access to the positive credit behavior of their clients. Both lenders and borrowers will benefit from this since both parties will have current financial records and histories, including the good...Read More

A compound interest calculator computes the interest that your savings or investment has earned using the compounding interest. In order to understand the compounding interest calculator, we first have to understand what is Compound interest? Compound Interest and How It’s Calculated You must have heard of the term compound interest all the time however confused...Read More

Your bad credit auto loan application was rejected. This is mostly bad news. Applying for a second chance loan is not easy. It requires several documents that prove your “worth” as a borrower. The process of assessment and approval also takes longer compared to a regular car loan. However, after all your efforts, your application...Read More

Bad credit car financing is open for people who would want to get a second chance car loan. Even with bad credit, it is still possible to finance a vehicle loan. Having bad credit does not mean that a person is financially incapable of purchasing a personal asset. Most of them had several missed payments...Read More

What is Needed to Complete or Finalise Your Bad Credit Car Loan Ok Cool people you have provided everything our broker asked for what now? Well we get busy calculating servicing capacity- reading through and analyzing your financials and data-writing up a credit proposal for you and the lender and once acceptable to both parties...Read More

Why having a Loan set up with Experienced Brokers is a lot different to having one set up by a Bank This video explains the differences between loans put in place by banks or inexperienced brokers and the risks you are exposing yourself to by doing so. Risks can be mitigated by having a better...Read More