Are you planning to buy your first home? Are you really ready to take the plunge? There are several considerations to keep in mind before securing your very first home. Your budget, the location, the neighborhood, the loan term, and many other factors help you decide if it is indeed time for you to buy […]
Are you planning on applying for a home loan? You might want to use a mortgage calculator to understand if you can afford to repay a home loan once approved. This article helps you understand more about mortgages and repaying one. “Money makes the world go round”, that’s what most people say. Everybody needs money. […]
Intellichoice is a loan and credit management company that is committed to serve Australians. It has been established to assist people with bad credit record, help them get loan approval, and support them on its maintenance. All around Australia, we have built a strong network to loan financiers that are ready to release funds to […]
Giving favor to borrowers who have bad credit history is not really a bad thing. Most of us people undergo financial difficulties at some point of our lives. It is important for each of us to consider the situations on a case to case basis. All of us commit mistakes on our financial decision sometimes. […]
Have you been rejected for a home loan? Do you have a poor credit history? You don’t need to worry now because Intellichoice is here to help you! According to Veda, a credit rating agency, there are over 600,000 Aussies having “high to extreme risk” of credit default. Many of these clients experienced loan rejections […]
Yes, you can definitely get a second home loan in Australia. However, there could be several glitches to avoid when considering this loan option. A second mortgage is a financial loan obtained on a property or home which you previously have a mortgage. This enables you to gain access to extra finances. But, this may […]
Land and construction loans can help you achieve your dreams of owning a house and lot. These types of loan allow you to make progressive payments as needed as opposed to having to pay full payments. You can purchase land and cover construction costs with construction loans. These are specialized loans packaged and designed for […]
Home construction can be complicated especially for first time home builders but it doesn’t have to be that way. Building a home entails several processes and each process can be tedious. Make every process a success by following these simple guidelines. Planning and Budgeting Planning. The first and the most important step is planning. Thoroughly […]
A home equity loan makes it possible for you to borrow against your current home value. This type of loan is easier to qualify for over types of loans simply because the loan is secured. The difference between the current market value of your home less the amount you still have to pay for the […]
Building your own home could be a challenging yet an exciting project. When you decide to build your own house, it means you are taking the entire responsibility of building a home from scratch, from determining the layout, choosing the number of rooms, choosing the finishes, and even the landscaping. While the idea could be […]
Interested in investing in a property? Are you watching other successful investors building their property portfolios? You can start building your portfolio while avoiding the pitfalls of investing, without blowing your savings falling apart. Owning a home would help you discover the power of home equity and give you the kick start that you need […]
90% home loan lenders can help you secure a loan with a low deposit to worry about or prepare for your purchase. The challenge is finding the right bank or lender that can provide you with such an offer. Every bank and lender in Australia have a different set of lending guideline to follow. To be […]
Applying and getting approved for a mortgage can be difficult. One big reason is the numerous options available out there. Thinking you already found the best only to discover that a different bank or lender offers something better than you expected. To make the process easier, faster and hassle-free for you, getting the best mortgage […]
The finance market in Australia is picking up and starting to become competitive again. With Christmas just a few weeks around the corner, there are plenty of discounts and competitive deals available for those interested in taking out a mortgage. If you’ll do your research and be more attentive in looking for options, you’ll be […]
Getting financing as an owner builder can sometimes be difficult – only with the wrong people and the incorrect approach in applying. You can still maximize your chances of getting approved, despite how stringent and tough lending criteria can be for most owner builder home loans today. Continue reading to learn more. Lenders and banks […]
Building your dream home in a land that you enjoy the view and adore the neighborhood is a vision we all would want to achieve. However, for the risk-takers and courageous, it is indeed possible to build your envisioned home in a property of your choosing, through owner-building. Buying a property and constructing your home […]
For many Aussie home buyers, saving for a 20% deposit on home loans is not just feasible. Although you’ll get higher chances of getting a loan approved with a higher downpayment, as well as better interest rates, saving such amount can be a challenge for the average Australian. It’s a good thing there are home […]
Looking to invest in a new home but worried about your bad credit score? Drowning in debt and eyeing to consolidate it with your current mortgage? A bad credit home loan is your best option. But are you sure of the steps that you are about to take? You might want to seek help from […]
You want to be successful when investing in real estate. Therefore, the first step you should make is to get advice from a qualified professional. When we say qualified professional, it means that you are getting advice from someone who has already reached the goal you want to achieve or from professionals who have helped […]
Building a home is not an easy feat, especially if you do not have the funds that you need and a reliable contractor to do the job. It would be ideal to opt for the construction route for your dream home is you have a legit builder to work with. The work does not only […]
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