A Combination or Split Home Loans Allows You to Customize the Home Loan A combination or split home loans allow you to customize the home loan and bring together the benefits of a variable home loan and a fixed home loan into a single loan. You can also nominate how much of your home loan […]
At Intellichoice, we pride ourselves on doing a lot of research to help our clients to obtain owner builder construction loans. We use RPData and Real Estate .com and well as many other industry tools. The main reason we put so much effort into our research is that we need to be able to present to […]
Why do People Owner Builder It’s a question we get asked a lot and the best way I can answer it is to put it in the words of a customer who completed their home last week after a nine-month construction phase. “Ever since I met my wife, we have spoken about our dream house. […]
What’s it really like to be an Owner Builder? Geoff shook his head glumly. “That’s the third bank that knocked us back. Each time I speak with anyone, they are all really enthusiastic right up until I mention that we want to owner build. When I do, it’s like I just grew another head – […]
The real story about Owner Builder Finance Both Sabine and Matt started to speak at the same time. Sabine smiled at Matt over the table “you first..” “I’m not sure….” Matt started hesitantly “but I think I might have found the perfect piece of land that we could build on.” Sabine laughed. “Really? Where? “Not […]
Owner Builder Loans Australia Your home may be one of the most important purchases you will ever make. It is a big decision and one that may have a long-term impact on your financial strategy. The challenge for an owner builder is to demonstrate to the lender the “intrinsic” value you bring to your project. […]
Thinking about becoming an owner builder? There is something satisfying about completing your home as an owner builder, kicking back on the DIY balcony, beer in hand and admiring the view. Along the way, you may have also saved yourself some money and picked up some handy skills. But the fact is – being an […]
Have you ever dreamt of building your own house or renovating the existing one? Building a new home can be like a dream come true for many people but it is very costly and you may not be able to cover all the expenses without giving up on most of your savings. No matter at […]
Owner Builder Renovations George and Mary Ansett were looking to do a major renovation of their existing Colonial workers cottage. They needed more space and so developed plans to raise the house and build in underneath. They started off the project drawing down on the equity they had built up in their loan over the […]
The Tale of an Unprepared Owner Builder Like many couples, Mr & Mrs. Ascott wanted to build their dream home. They weren’t extremely wealthy but they had a bit of cash they could redraw from their loan. They had bought their home 10 years ago and it had appreciated in value significantly. Given the economic […]
Not everyone is as passionate about Owner Builder Loans as Intellichoice, a Brisbane based company that specialises in obtaining finance for Owner Builders throughout Australia. According to our CEO, the client projects that give him the most satisfaction are the ones who have already tried to get finance themselves. “I love it when clients come to […]
Do I need Good Credit to get a Home Loan Your credit score plays a big role in securing personal loans. These loans include home loans, car loans, emergency loans and other loans to be consumed for personal use. There are many advantages when applying for a loan with a good credit score. You get […]
How Owner Builder Loan Works This video will provide some insight into how we like to set up a loan ‘Draw-Down Stages’ for Owner Builder Loans. Intellichoice will endeavor to facilitate stages in a way that allows as much cash flow to remain with our clients during the home construction building process as possible; this […]
[featured-video-plus] Owner Builder Loan Difference vs Traditional Home Loans Owner builder loans are very different from the traditional home loans that we have in Australia. Unlike the usual mortgages homeowners avail, owner builder loans are more rigorous and require a different set of requirements, unlike regular home loans. In an Owner Builder setup, the client […]
Leaving Australian soon – or maybe already have? There are many things to consider about investing in Australian Property as an Expatriate, including facing potentially significant penalties if you fail to settle on time. Watch this video to gain a deeper understanding of issues that could arise. An Intellichoice Broker once flew to Europe to […]
[featured-video-plus] Intellichoice Explains the Importance of Understanding End Market Value for an Owner Builder This video will provide insight into how you should consider the End Market value for an Owner Builder Home Loan when making an application for a mortgage with us. Many lenders use the ‘Net cost of Land and Materials’ approach when […]
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