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Home Loans Articles and Videos

Whether you need to renovate your home, plan for a holiday or wedding or need to consolidate your debts, a mortgage broker from Intellichoice can help you with a personal loan to make it happen.

Is it Possible to Get a Second Mortgage in Australia 2019 Intellichoice Finance
Yes, you can definitely get a second home loan in Australia. However, there could be several glitches to avoid when considering this loan option. A second mortgage is a financial loan obtained on a property or home which you previously have a mortgage. This enables you to gain access to extra finances. But, this may...
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What Makes Home Loan Brokers Beneficial in Purchasing a New Home Intellichoice Finance
It is a hard fact that home buyers are confused on the first steps to take in purchasing a new home. The main reason is that there’s a huge range of option to choose from. Choosing the right one can be confusing in terms of rate, loan terms, and features.  The vast range of home...
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What is Reverse Mortgage Is it Ideal for You Intellichoice Finance
A reverse mortgage is a form of mortgage that is created specifically for retirees and those who are receiving pension. They are generally referred to as rich in assets but poor in cash. This type of loan is also referred to as senior’s finance or senior’s loan. You can practically purchase an investment property, through...
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How Do Land and Construction Loans Works Intellichoice Finance
Land and construction loans can help you achieve your dreams of owning a house and lot. These types of loan allow you to make progressive payments as needed as opposed to having to pay full payments. You can purchase land and cover construction costs with construction loans. These are specialized loans packaged and designed for...
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How to Make Your Home Construction A Success Intellichoice Finance
Home construction can be complicated especially for first time home builders but it doesn’t have to be that way. Building a home entails several processes and each process can be tedious. Make every process a success by following these simple guidelines. Planning and Budgeting Planning. The first and the most important step is planning. Thoroughly...
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Home Equity Loan and Investing How Do They Work Intellichoice Finance
A home equity loan makes it possible for you to borrow against your current home value. This type of loan is easier to qualify for over types of loans simply because the loan is secured. The difference between the current market value of your home less the amount you still have to pay for the...
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How to Build Your Own House Through a Mortgage Intellichoice Finance
Building your own home could be a challenging yet an exciting project. When you decide to build your own house, it means you are taking the entire responsibility of building a home from scratch, from determining the layout, choosing the number of rooms, choosing the finishes, and even the landscaping. While the idea could be...
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How to Use Equity in Buying Investment Property in 2019 Intellichoice Finance
Interested in investing in a property? Are you watching other successful investors building their property portfolios? You can start building your portfolio while avoiding the pitfalls of investing, without blowing your savings falling apart. Owning a home would help you discover the power of home equity and give you the kick start that you need...
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90% Home Loan Lenders Applying for Mortgage in Australia Intellichoice Finance
90% home loan lenders can help you secure a loan with a low deposit to worry about or prepare for your purchase. The challenge is finding the right bank or lender that can provide you with such an offer. Every bank and lender in Australia have a different set of lending guideline to follow. To be...
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Why Do I Need a Mortgage Broker to Get A Home Loan Intellichoice Finance
Applying and getting approved for a mortgage can be difficult. One big reason is the numerous options available out there. Thinking you already found the best only to discover that a different bank or lender offers something better than you expected. To make the process easier, faster and hassle-free for you, getting the best mortgage...
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Discounts on Home Loan Rates 2018 How to Avail Australia Intellichoice Finance
The finance market in Australia is picking up and starting to become competitive again. With Christmas just a few weeks around the corner, there are plenty of discounts and competitive deals available for those interested in taking out a mortgage. If you’ll do your research and be more attentive in looking for options, you’ll be...
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What Are The Requirements of Basic Aussie Home Loans Intellichoice Finance
Just about all loan providers have particular requirements for assessing a mortgage application. This specific set of criteria will establish approval of your application. There are numerous loan companies to pick from, a few have a few things added, however, the majority have similar specifications for the borrowing party. Below are a few of the...
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No Doc Home Loans Australia How to Apply and Qualify Intellichoice Finance Intellichoice Finance
Getting a mortgage in Australia for individuals with undocumented income can sometimes be difficult. If you are working as a freelancer, a contractor, handling a small business, a self-investor or self-employed, securing loans and financing follows a different process compared to employed people with regular incomes. In Australia, there are low doc construction loans available...
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When is the Right Time to Apply for a Home Loan Intellichoice Finance
Everybody dreams of having their own home. However, being able to afford one is a challenge for many, even for the above average Aussie employee. Getting a home loan is the most common avenue that people resort to, to be able to afford to buy a home. There are many types of home loans available...
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My Bad Credit Home Loan is Rejected What Do I Do Next Intellichoice Finance
Is your bad credit home loan denied? Don’t know what to do next? Start by knowing the reasons why you were denied, when can you reapply, and what steps to take to prevent rejection on your next application. This is true to any type of loan being applied for. Regardless if its a bad credit...
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How to Use a Bad Credit Home Loan Calculator Intellichoice Finance
Having a bad credit is not a barrier to taking out a mortgage. There are lenders who are willing to look beyond your credit score and offer bad credit home loans. A bad credit home loan calculator can help you decide on which offers are best suited for your needs. Bad Credit Home Loan Calculators...
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Why Do You Need to Hire a Bad Credit Home Loan Broker Intellichoice Finance
Hiring a bad credit home loan broker is both beneficial for first-time home buyers and seasoned real estate investors. The experience, connections, and influence a home loan broker have is an asset and advantage for anyone interested in buying real estate. Advantages of Hiring a Bad Credit Home Loan Broker 1. It saves you time...
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95 Home Loans A 5% Deposit Mortgage Intelllichoice Finance
For many Aussie home buyers, saving for a 20% deposit on home loans is not just feasible. Although you’ll get higher chances of getting a loan approved with a higher downpayment, as well as better interest rates, saving such amount can be a challenge for the average Australian. It’s a good thing there are home...
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Why Do You Need to Get a Bad Credit Home Loan Broker Intellichoice Finance
Looking to invest in a new home but worried about your bad credit score? Drowning in debt and eyeing to consolidate it with your current mortgage? A bad credit home loan is your best option. But are you sure of the steps that you are about to take? You might want to seek help from...
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Can You Buy a House with Bad Credit before Christmas 2018 Intellichoice Finance
If you are planning to get a home loan to buy a house before the Christmas season, you definitely can. Typically a home loan takes about 4-6 weeks from the time you have submitted your application considering that all requirements are complete and that you have met all the eligibility requirements. Just in time for...
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