An unexpected circumstance in your life may have caused you to miss financial payments thus resulting in a bad credit rating. Truth is, you are not alone. Even those who strived hard to keep a good credit rating come to a point of hardship in their lives. But it’s not all bad news. You still […]
You want to be successful when investing in real estate. Therefore, the first step you should make is to get advice from a qualified professional. When we say qualified professional, it means that you are getting advice from someone who has already reached the goal you want to achieve or from professionals who have helped […]
Taking out a home loan is the biggest investment you can ever make in your lifetime. When taking out a home loan you know that there are many factors to consider in order to make payments on time and without delay. Most borrowers’ first concern is the total cost of taking out a loan. There […]
Being able to purchase a home property is a life-changing experience. It is an accomplishment that somehow boosts your morale and provides satisfaction in many aspects. While purchasing a property is an ideal step towards improving lifestyle, the process can be very daunting. Your Ultimate Guide in Getting a Home Loan Generally, the time it […]
An investment property loan is a type of home loan to buy a property for investment. This is a quick solution for those who want to buy an investment property but without sufficient resources for the purchase. The criteria for approval on investment property loans are complex. This is especially if lenders will require negative […]
If you have started scouting for a home mortgage, you must have come across the term Lenders Mortgage Insurance (LMI). Lenders Mortgage Insurance is an additional expense that you need to pay after a home loan approval, under the following conditions. Failure to meet the 20% deposit of the property value, even if you’re able […]
Compare home loan rates to get the best rates possible for your home loans. There is a huge number of lenders in Australia. Comparing rates is one of the most critical parts of home loan shopping because it will eventually affect the amount you pay in the long run. However, the lower interest rate doesn’t […]
Low Deposit Home Loans: Is This The Right Mortgage for You? It can take many years for an average working individual to save money to use as a deposit for a home loan. Considering other living expenses and debts, the likelihood of an individual to invest in real estate seems too far from possible. As […]
Do you have a bad credit and wondering if it is possible for you to take out a loan? It is possible to get loans for people with bad credit. On the other hand, you will have to do more research on lending institutions willing to work with you. You are would want to find […]
Are you planning to take the next leap forward to becoming a homeowner however you are taken aback because of bad credit? Having a bad credit can indeed hurt your capability to apply for various loans. However, these days, there are sprouting specialist lenders who can offer loans to home buyers with bad credit. These […]
Bad credit home loans are one of the best solutions to be able to acquire your dream home even with bad credit. For the average Australian, a good credit score, financial stability, and a good credit history play a big role in securing a home loan. Although there is no specific credit score required to, […]
Bad Credit Home Loans in Australia There is nothing worse for an individual who seeks to buy a home than to discover their credit rating has been labeled ‘poor’ or ‘bad’. Trying to get a loan can be very difficult if past credit issues exist; difficult, but not always impossible. A poor credit score can […]
Getting a Home Loan in Australia It’s not just fashion that comes back! There is a current Government Review into Bankers Lending Policies, making this six-year-old video extremely relevant. This video demonstrates how the world turns – we are back to where we were before banks started making credit easier to obtain! Video Transcript: How […]
How Easy it is to Access a Home Loan in Australia Having a nice cozy home in Australia is everyone’s dream. Whether you want a home for your family or for yourself, which place can be better other than Australia with beautiful beaches and amazing summers. There are different types of mortgages available in Australia […]
Purchasing Your Own Home is an Important Life Milestone for Many People Buying a home with poor credit file is not impossible. There’s a possibility that some lenders will be able to recognize that poor credit doesn’t necessarily mean you will default on a mortgage due to uncontrollable life events, such as suddenly losing your […]
A Combination or Split Home Loans Allows You to Customize the Home Loan A combination or split home loans allow you to customize the home loan and bring together the benefits of a variable home loan and a fixed home loan into a single loan. You can also nominate how much of your home loan […]
I have a paid electricity default on my credit file……will I be able to get a home loan with a mainstream lender? When we talk about blemished credit files, it is common to assume that some type of financial hardship has been experienced and that it will be necessary to explore a bad credit home loan. […]
Unjust Bad Credit File | Bad Credit Home Loans Having an unblemished credit file can be the difference between having to get a bad credit home loan with higher interest rates and fees and getting a loan with lower interest rates and fees through a mainstream lender. Latham Moore & Associates are a consulting firm who specialises […]
Do I need Good Credit to get a Home Loan Your credit score plays a big role in securing personal loans. These loans include home loans, car loans, emergency loans and other loans to be consumed for personal use. There are many advantages when applying for a loan with a good credit score. You get […]
Hints And Tips – Maintaining your Credit File There are times when a course of action can have both a beneficial and adverse outcome. Knowing the consequence of taking or not taking a particular course of action, will permit you to determine which the right choice is for you. Listed below are some of those […]
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