In most banks in Australia, the application for owner builder home loans can sometimes be limited to those who have a license to build. It can be quite difficult to come by for owner builders who would want to go through the path of building their own homes. Luckily, there are non-conforming lenders and financial […]
Getting a mortgage in Australia for individuals with undocumented income can sometimes be difficult. If you are working as a freelancer, a contractor, handling a small business, a self-investor or self-employed, securing loans and financing follows a different process compared to employed people with regular incomes. In Australia, there are low doc construction loans available […]
Everybody dreams of having their own home. However, being able to afford one is a challenge for many, even for the above average Aussie employee. Getting a home loan is the most common avenue that people resort to, to be able to afford to buy a home. There are many types of home loans available […]
Is your bad credit home loan denied? Don’t know what to do next? Start by knowing the reasons why you were denied, when can you reapply, and what steps to take to prevent rejection on your next application. This is true to any type of loan being applied for. Regardless if its a bad credit […]
Hiring a bad credit home loan broker is both beneficial for first-time home buyers and seasoned real estate investors. The experience, connections, and influence a home loan broker have is an asset and advantage for anyone interested in buying real estate. Advantages of Hiring a Bad Credit Home Loan Broker 1. It saves you time […]
If you are planning to get a home loan to buy a house before the Christmas season, you definitely can. Typically a home loan takes about 4-6 weeks from the time you have submitted your application considering that all requirements are complete and that you have met all the eligibility requirements. Just in time for […]
Owner builder home loans is a challenging yet fulfilling avenue that you can embrace to be able to make your dream homes a reality. However, homeowner building requires not only financing but as well as time, dedication, expertise and experience to be a success. This is the reason behind fewer banks offering owner builder home […]
An unexpected circumstance in your life may have caused you to miss financial payments thus resulting in a bad credit rating. Truth is, you are not alone. Even those who strived hard to keep a good credit rating come to a point of hardship in their lives. But it’s not all bad news. You still […]
Taking out a home loan is the biggest investment you can ever make in your lifetime. When taking out a home loan you know that there are many factors to consider in order to make payments on time and without delay. Most borrowers’ first concern is the total cost of taking out a loan. There […]
Being able to purchase a home property is a life-changing experience. It is an accomplishment that somehow boosts your morale and provides satisfaction in many aspects. While purchasing a property is an ideal step towards improving lifestyle, the process can be very daunting. Your Ultimate Guide in Getting a Home Loan Generally, the time it […]
Low Deposit Home Loans: Is This The Right Mortgage for You? It can take many years for an average working individual to save money to use as a deposit for a home loan. Considering other living expenses and debts, the likelihood of an individual to invest in real estate seems too far from possible. As […]
Questions to Ask Before Getting an Expat Foreign Home Loans Expat and foreign home loans are created for Australian citizen and permanent residents, who are currently living overseas, to secure and purchase a property in Australia, even while working outside the country. Refinancing an existing loan is also possible through an expat lending. Although most […]
Are you planning to take the next leap forward to becoming a homeowner however you are taken aback because of bad credit? Having a bad credit can indeed hurt your capability to apply for various loans. However, these days, there are sprouting specialist lenders who can offer loans to home buyers with bad credit. These […]
Defining a Good Owner Builder There are several homeowners who have built their own homes and have become their own contractor of the project. They had the benefit of earning more equity, cutting down costs, and building a home they want. Building a home is not as complicated as you think. In fact, one out […]
Bad credit home loans are one of the best solutions to be able to acquire your dream home even with bad credit. For the average Australian, a good credit score, financial stability, and a good credit history play a big role in securing a home loan. Although there is no specific credit score required to, […]
Expatriate and Foreign National Purchasers; Buy Before you Leave or While Living and Working Away from Oz Tax Regulations have seen some changes, but the topic discussed in this video is relevant still; the Why’s and How’s of purchasing property as an Expat. Let us give you peace of mind while you’re overseas by knowing […]
Expatriate and Foreign National Purchasers; Understanding Why Intellichoice Digs Deeper into providing Mortgages for You Expatriates and Foreign Nationals purchasing investment property in Australia need to be very thorough when considering a purchase and the mortgage needed to complete. Many areas need addressing to avoid being caught out with an undervalued property which can lead […]
Understanding How Intellichoice Approaches Short Term Finance For Their Clients This video will provide insight into how Short-Term Finance is used when companies are looking to complete a transaction but a shortfall exists which hinders completion. Whether it’s Development Finance, Manufacturing Finance or Business Finance, Short Term Finance may provide a short term answer to […]
Intellichoice vs The Banks: Too Hard Basket’ Owner Builder Loans Clients This video will provide some insight into why our CEO has always had a soft spot for Owner Builders, his ability to relate to the satisfaction of being an Owner Builder and why providing these Loans is important to him. Although this video explains […]
When you want to secure finance becoming an Owner Builder is the best choice. Owner Builder is a person who prefers to build their own home so that they will not have to work with a legal builder. It can help to save 20% of the cost of building a house that means a lot […]
INTELLICHOICE FINANCE
